|Basic requirement to get the loan|
AL, AK, AZ, CO, CT, DC, DE, FL, HI, ID, IL, IN, IA, KS, KY, LA, ME, MA, MH, MI, MS, MO, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, RI, SC, SD, TN, TX, UT, VT, WA, WI, WY
|APR up to||795%|
|Time to money||Next business day|
|Funding Method||Bank account|
North Cash: Apply Today, Pay in Installments
Ever borrowed a loan from North Cash? As a first-time borrower, the limit is $1,200. This amount is not assured, however, as the loan underwriters look at several things when determining the maximum amount. For instance, they may factor in your prior history with debt, consumer reports, income amount, payroll frequency, etc.
The maximum APR rate for North Cash loans is capped at 795%, but averages at 720%. The rate they offer you also depends on the loan term and number of payments. This product is only for your short-term needs. For instance, you can clear outstanding utility bills about to go into collections.
Northcash.com Review – Reasons to Choose this Lender
When selecting a lender, there are some basic criteria to follow. First, the company must have measures in place to safeguard and properly store the borrower’s personal info. That’s because they will have your sensitive details such as your bank account number, routing number, SSN, and more.
The price tag on the loan also matters, so don’t borrow before knowing the interest you’re expected to pay. Lastly, it’s vital to adjust your budget to cater for the loan repayments or find ways of raising your income.
The Problem with Normal Cash Loans
Cash loans might be convenient and fast, but they are inherently unmanageable. Let’s say you need $1,000 to fix your leaking roof, and you earn $2,000 every month. After meeting all your obligations, you’re only left with $500 as free cash. Can you repay a $1,000 loan in less than 14 days?
If the answer is no, borrowing a North Star Cash payday loan makes a lot of sense as $1,000 will be spread out over several months, so your loan is manageable. The cash will help you get out of your financial rut, instead of entrapping you further in a circle of debt.
North Cash Customer Service
The customer service is on par with other tribal lenders. Their support team’s main role entails helping customers understand the company’s product and guiding them through the steps of applying & getting approved.
They also address issues raised by customers on BBB.org. You’ll typically receive a phone call from them once you have submitted your application, so that your details may be verified. You can even get started by calling them at 1.855.333.6570.
Something interesting to mention in this Northcash.com review is their helpful blog. You’ll find posts to do with reducing unnecessary expenses, saving money at home, building a rainy day fund, and more.
If you’re looking for cash in the shortest time, online lenders are better suited than banks or even friends & family. Getting a North Cash loan will take you less than 48 hours. If you apply on a business day, for instance, on Monday, you get the funds by the next working day, that’s Tuesday.
Express Applications for Returning Customers
If you’re a returning customer, applying for a second loan is simple thanks to express applications. The lender offers a dedicated self-service platform. When you sign up and log in, you’ll see your account information, payment history, balance on the current loan, and more. You can even download your e-signed loan agreement.
Can I find other loans like North Cash?
CashSpotUSA is the place to be. You can find other suitable alternatives by checking out our Lender’s page from the top Navigation menu.