|Basic requirement to get the loan|
AL, AK, AZ, CA, CT, DC, DE, FL, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MH, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, RI, SC, SD, TN, TX, UT, WY
|APR up to||841%|
|Time to money||Same day if done before 11:45 EST|
|Funding Method||Bank account|
Blue Trust Loans Review: Deal with Your Crisis Easily
Looking for a cash loan? Blue Trust Loans has manageable loans similar in structure to bank personal loans. Rather than repaying the loan in one lump sum, the payments are divided into smaller chunks. It is not a long term financing option, however. It’s only suited for borrowers with no other options in a short-lived crisis. For instance, when you have a shortfall of funds but need your car fixed.
Bluetrustloans.com Review: The Ins and Outs
If you’re new, you can obtain a maximum loan of $1,200 for 9 months. Repeat customers or Club Blue members have their limit increased to $2,500. Some lenders only offer returning applicants max amounts of $1,500.
The APR rate starts at 471.78%, which is also lower compared to many cash loans. For instance, similar players in the industry have rates of 720% to 795%. The payment schedule matches the borrower’s payroll calendar. If you receive your paycheck every month, you’ll have one payment per month.
Before you start
The company doesn’t offer Blue Trust payday loans in all 50 states. The list of places where they don’t offer loans is accessible on their homepage. Unlike bank loan applications, you don’t require a good credit rating (669+). Blue Trust will not even pull credit files from big credit reporting agencies. Your monthly income has to be $850 or more.
Is Blue Trust Loans Legit?
Unscrupulous persons can create a website, then, pretend to offer loans. To scam you, they might, among other things, demand a small application fee. But there is no initial fee charged.
There is an OLA seal on the footer section of the lender’s website. OLA is a professional trade organization tasked with ensuring that its members offer the best credit services. The body also protects borrowers from online fraud, and there is a customer Hotline to report ill-practices. Furthermore, they maintain physical offices, and you can find the Blue Trust Loans address on the “CONTACT US” page of their website.
The company also complies with the Equal Credit Opportunity Act. You’ll not be discriminated based on race, religion, sex, age, etc. And as of now, there has been no Blue Trust Loans lawsuit.
How are Blue Trust Loans Complaints Handled?
Borrowers have raised complaints in the past, and the company does its best to address these issues by being transparent about their position or offering amicable solutions when customers can’t continue meeting loan obligations. You can also call their specialists to ask questions about their loan product.
Bluetrustloans.com Review – Take Away
You’ll be dealing with a trusted lender experienced in giving out genuine loans. Many people who would otherwise not have received bank loans have benefited. Lastly, here is an overview of the main advantages of choosing this lender:
- Fast approvals and decisions;
- Early pay-off with no penalties;
- Same-day or next-day funding;
- Fixed manageable loan payments;
- Available in many states;
- Sign your loan electronically;
- Phone and email support;
- Club Blue membership benefits: lower rates, longer terms, and a $2,500 loan limit.
Get going by navigating to their site or calling their reps at 1-877-770-2682.