|Basic requirement to get the loan|
AZ, AR, CA, CO, DC, DE, FL, GA, ID, KS, LA, MD, MH, MN, MO, NM, NC, OH, OK, OR, PA, SC, TN, TX, VA
|APR up to||890.4%|
|Time to money||Next business day (online), immediately (offline)|
|Funding Method||Online - Bank account, Offline - Cash|
Ace Cash Express Loans
Need a cash advance with no hassle? Or are you searching for a company you can count on? Want to deal with an online lender that you can keep coming back to and even recommend to companions & family? Ace Cash Express review is here to provide all the essential info.
Ace Cash Express Loan Review
Established in 1968, the company has been running for over 50 years, serving over 38 million clients. Currently, it operates over 950+ stores, making it the biggest supplier of in-store check cashing in the US. What’s more, the company is a direct lender for small-dollar loans.
In Which States Can I Get Ace Cash Express Online Loans?
Individuals living in these states can receive credit services: AZ, FL, GA, IN, CA, CO, SC, NM, ID, KS, OK, MN, MO, DE, LA, VA.
- Ace Cash Express Installment Loan
With an installment loan, the repayment schedule spans several months. Each month, the borrower pays a fixed sum. The loan sum is location dependent. If you’re in TX, DE, MO, or NM, the sum is from $100 to $2,000. Living in Ohio? The loan amount will be $100 to $1,000.
- Ace Cash Express Payday Loan
Payday loans are reimbursed on the day you get your next check or the day after it. You may borrow them in 7 states.
- More Services
The lender’s primary business is liquidating checks. They process a wide range of checks, including those payable to organizations, payroll checks, etc. Some of their stores also offer vehicle title loans, where borrowers borrow against the value of their cars. For instance, in Georgia, customers access car title loans ranging from $100 to $2,000. Lastly, with their prepaid debit cards, borrowers can obtain no-expense withdrawals at their stores.
When Will I Receive the Loan Funds?
There are various ways to receive an Ace Cash Express payment. For online applications, the company will deposit funds in checking or savings accounts via ACH payments. This option provides funds in less than 24 hours.
Alternatively, cash pick-ups are provided at local stores. In-store pickups might be quicker and enable customers to get funds on the same day. That will help you sort pressing emergencies such as car repair bills, medical expenses, etc.
What Are Some Ace Cash Express Fees for Loans?
The company doesn’t charge prepayment fees. Borrowers can pay off their loans early and avoid interest from accruing. In addition, their standard APR for most loans is 399%.
Advantages of choosing this lender
- Customer Portal
Manage your loan on an intuitive online user-portal.
- No return fees
Customers who get Ace Cash Express loans, only to have a change of heart, may return them without return fees. The lender’s cooling-off period is 72 hours.
- Don’t pay prepayment fees
Borrowers are not punished for discharging their loans early.
- Mobile apps
Download their free iOS or Android mobile app. It has numerous highlights including an in-built store locator.
Is Ace Cash Legit?
The company is a genuine loan provider. What’s more, they have physical stores where clients can stroll in and apply in-person.
There was an Ace Cash Services Lawsuit five years back. It was settled, and the company has since made strides to make their loans more transparent. The indication of this progress is that the company is not dealing with any claims at the moment.
Good Things Said by Past Clients
Catch up on reviews from past clients on Trustpilot – the world’s foremost site for user reviews. The company has been reviewed over 9,000 times.
Most customers, according to Ace Cash Express loan review, have commented on their speedy loan process. The lender’s reps have been commended for being nice, honest, and helpful.
Contact Ace Cash Express Customer Service
Getting your loan is as easy as navigating to their homepage and clicking the “Apply Now” button. Alternatively, utilize their store locator to see nearby branches. Finally, to speak to their proficient help reps, just call their service number.