NetCredit
Basic requirement to get the loan | |
|
|
Lender states | |
AL, CA, DC, DE, GA, ID, IL, LA, MH, MO, NM, ND, SC, SD, UT, VA, WI |
|
Loan term | 6 - 60 Months |
APR up to | 155% |
Loan amount | $ 1000 - $10000 |
Time to money | 1 to 3 business days |
Online/Offline | Online |
Funding Method | Bank account |
We call ourselves CashSpotUSA, and our mission is to deliver the message that regardless of any factors, one still can count on a certain amount of money in an extreme situation. None of us is protected from emergencies, and it means that we need to keep in mind that there are always places to come for help. CashSpotUSA is one such place — with us, you can fill in one application and still get approved by several lenders.
Of course, other personal loans are also available here. You can find current information about installment loan distributors, students loan funds, and other services that might apply to you.
In this article, we will be taking a slower look at Netcredit personal loans — a lender that provides quick cash for everyone in need.
Netcredit loans
Under “Netcredit personal loan,” people usually understand payday loans — short-term loan options, available to all people regardless of their credit score. In other words, this lender does not report to the three major credit bureaus. After that, a question arises: “Is Netcredit safe and legit at all?” Well, of course, it is.
Netcredit offers personal loans equal to amounts from 1000$ to 10500$ for any personal needs. If you have your car broken if your house needs urgent repairs, or even if you are going on holiday — all of these reasons are still enough to address this lender.
The only problem, in this case, is Netcredit interest rates. With this lender, you will probably face an APR equal to 36%-65%. Some people might consider it to be high. However, these are not the highest interest rates possible for payday lenders.
One of the other potential drawbacks of this lender is that it has a late fee, equal to 10-15$. A late fee is a fee that you have to “overpay” if you fail to make a repayment on time.
Regardless of all of it, the answer to the question “is net credit legit?” is still yes, thus you can still count on their services in tough times.