Balance Credit Loans: Get Your Finances Back in Check

Has your financial balance been thrown off by something unexpected? Maybe, you have had your hours cut at work. An unexpected car repair or hospital bill can also throw you off balance.

If you don’t catch up as soon as possible, there could be some big financial implications such as not having enough cash for rent, utility bills, etc. When you need cash to stay afloat, a personal loan is a good last resort.

One lender that consistently offers great loans is Balance Credit loans. If you value convenience and a fast loan process, here is all you need to know about this lender.

Balance Credit Loan Review

The lender is based in Houston, Texas, and there are proud members of OLA. Members adhere to the best lending practices and use technology to better their products.

With Balance loans, you may obtain an amount ranging from $100 – $5,000. The amount you borrow is subject to your credit history, monthly income, loan duration, etc.

In Which States Can I Access Balance Credit Loans?

As of Nov 2019, the lender operates in 16 states. Balancecredit loans differ from state to state. That’s because of the different lending laws and licenses.

For instance, in Missouri, you can borrow a loan ranging from $100 to $3,000 starting at an APR of 98%. If you’re in Illinois, your loan amount will range from $500 to $2,000. California residents can borrow $2,500 to $5,000.

Sometimes, your Balance Credit interest rate might be in the triple-digit range. On the other hand, you will find it easier to qualify for a loan since they don’t have strict requirements.

Balance Credit Review: Advantages

1. Enjoy an easy loan procedure

There is no need to visit a bank or waste valuable time applying for payday loans at cash stores. You’ll only need your computer or smartphone. The form of loan asks for basic details such as where you work, contact details, income sources, etc. It’s information that’s readily available to you. Besides, with the Balance Credit loan review, you can find out the most essential info from the comfort of your home.

1. Clear your loan ahead of schedule

Personal loans accrue interest every day. If you can reduce the loan’s duration, you might save a lot of money. However, some loan companies impose penalties on borrowers opting for early repayments. Balance Credit doesn’t have this policy.

1. Get a decision in a matter of minutes

Knowing if you have been approved takes several minutes. After you have been approved, you proceed with the rest of the application, including speaking to an agent, submitting documents, confirming the loan amount, finding out about the interest rates, etc.

After completing the steps required and signing the loan agreement, the funds are dispersed to your bank account. You can get your cash as soon as the next working day.

1. Full disclosure on Balance Credit Rates

The lender abides with the Truth In Lending Act. They disclose all the information on the fees, interest rates, loan duration, repayment options, and more.

1. Save money when you call customer support

Their agents are available at most hours of the day, and you can reach them by calling the company’s toll-free number.

Balancecredit.com Complaints

Most lenders are bound to have complaints from disgruntled customers regardless of the quality of service they provide. It’s the same case with Balance Credit.

Despite complaints being brought up, the company needs to address and professionally handle all grievances. The complaints brought up against Balance Credit on sites like BBB.org have been resolved or addressed by their representatives.

Is Balance Credit legit?

Balance Credit offers genuine loans, and the company is licensed in each state they operate in. You can check out their “State Disclosures” page, where they publish copies of licenses they have been issued.

Get Balance Credit Prequalified

The next step is completing your loan request form on the lender’s site. If you prefer speaking to their agents first, you can use this number 855-942-2526. Alternatively, you can send an email to support@balancecredit.com.