|Basic requirement to get the loan|
|APR up to||812%|
|Time to money||Next business day|
|Funding Method||Check, bank account|
Check `n Go Loans — Good Choice for $5,000 Loans
Are you having trouble choosing an online lender? Well, ensure that when applying for an online loan, you find a lender with a turnaround time of 24 hours or one that offers funds by the next business day.
The online lender must accept applicants with low credit scores. Their application process must be simple and quick. Check `n Go Online loans fulfill all these expectations, and here is all you need to know before you apply.
Check `n Go Loan Review
Based in Ohio, the company offers online and in-store loans. They have over 1,000 store locations interspersed in various U.S. states. In California, for instance, they have over 160 stores, but you can also access the company’s services if you reside in DE, ID, IL, WI, MS, NM, SC, TX, CA, AL, and UT.
Check `n Go Installment Loans
If you need to borrow up to $5,000, opt for their personal loans. Check `n Go interest rates might be higher than rates for normal bank loans. But to their advantage, there are easier and faster to obtain.
For instance, while a bank may ask for a credit score of at least 660, you’ll only need a minimum score of 500 to qualify for Check `n Go loans. You’ll also have 3 – 18 months to repay what you borrowed.
Can I find Check `n Go Payday Loans?
Their small-dollar cash advance loans come with a standard term of 8 to 30 days, but you can request an extension of your term if you have an outstanding balance after 35 days.
The loan amount differs from state-to-state, due to different lending laws. For instance, in California, the loan amount is from $100 to $255.
If you visit their stores in Alabama, the amount you can borrow is $50 to $500. Additional states where you’ll find their cash advances as highlighted by this Check `n Go review, include AL, CA, FL, HI, IL, IN, ME, MI, MS, MO, ND, NV, OK, TX, and UT.
The “Choice” Loan
Choice loans are special installment loans offered by the lender. “Choice” means you get to design your loan. You can tinker with the loan amount, payment amount, and the number of payments.
The amount you can borrow ranges from $200 to $5,000. With no restrictions on how you use the funds, you can pay off overdue bills, cover unexpected expenses, etc. You can also opt for their “Select Loan” that offers up to $1,000, and lets you customize the term.
Check `n Go Loan Review of Other Services
Check-cashing is availed at their store locations. With this service, you can get cash when banks are closed. You can also apply for prepaid debit cards, which allow you to spend the amount you have deposited.
Advantages of a Check `n Go Installment Loan
- Speedy funding
Emergencies can’t wait! So whether you have five days to go before your rent becomes late or you need your car fixed by tomorrow, Check `n Go loans maybe your next solution. The average turnaround time is one-business-day.
- Work with a highly-rated lender
With a 4.7 rating on Trustpilot, you’ll be working with a reputed company. Most reviewers have highlighted the great customer service they received from the staff.
Their service has been labeled quick and handy. At their in-store locations, you also get to interact with real humans who will explain the company’s products, Check `n Go rates, and how to get the most of out your loan.
Check `n Go Online Applications
Check `n Go avails loans via the web, so you don’t have to check-in at their storefronts. Start by filling out their loan request form. At this juncture, you don’t have to submit any documents. The form asks for details such as your phone number, email address, monthly income, pay frequency, driver’s license number, etc.
Is There Any Current Check `n Go Lawsuit
There are no current lawsuits, and the company does its best to address complaints raised by customers on sites like BBB.org. They also adhere to strict lending practices by charging acceptable interest rates, disclosing all facets of their loan in the contract terms, and ensuring customers understand what they are taking on.
How Can I Contact Check `n Go Customer Service?
You contact their customer support by calling 1-800-723-7022 or 1-800-561-2274. To find a store near you, head over to their website and use the store locator. Visit their “Contact us” page for more options to contact them.