|Basic requirement to get the loan|
AL, DC, GA, ID, IL, IN, KY, LA, MH, MS, MO, NM, OK, SC, TN, TX, UT, WI
|APR up to||179%|
|Time to money||Same day|
|Funding Method||Check by visiting a branch|
World Finance Loans Requirements: Easy Loan Process
Do you have any emergency that needs urgent funding? If you can’t access credit from your friends, liquidate your assets, or pawn your belongings, then a personal loan might be right for you.
One of the best companies to work with is World Finance. This lender is downright genuine and understanding. If you like direct human help before taking out a loan, you’ll be pleased with the excellent customer service World Finance provides. It’s also your chance to have your credit scores boosted.
Learn more in this World Finance Review to navigate their personal loans successfully.
World Finance Loans Review — Top Things to Know
World Finance traces its origins back to 1962. Their commitment has always been to the communities they serve, ensuring they prosper and grow. It’s one of the reasons they don’t factor in the borrower’s credit score in their lending decision. Currently, they boast of over 3500 associates with operations in 16 states with over 1200 stores.
Which World Finance Services Can I Access?
- Personal Installment Loans
With World Finance loans, you may borrow from $100 to $10,000. Loans are subject to different laws, which makes them differ from state-to-state. That’s why in some states the maximum loan amount is up to $12,000. You’ll get a term of 4 to 46 months.
- World Finance Loans and Taxes
Do you need help with your taxes? The company provides tax services in its numerous store locations. Customers also get a special offer by filing their taxes with World Finance. It will be the chance to borrow a loan of up to $5,000 at zero percent interest. Customers who use their loan services also get 20% waived off normal tax preparation fees.
World Finance Review: Advantages
Are you looking for more reasons to choose this lender? Well, there are quite a lot of benefits you stand to obtain.
- No minimum credit score requirement
The World Finance Loan Company is not your typical traditional lender. That’s because they offer loans to customers without credit scores. Not having a credit score basically means that the borrower lacks a sufficient credit history to have their scores calculated.
- Get your credit scores boosted
It’s great to apply with a lender who reports your repayments to credit bureaus. Each year, World Finance helps thousands of customers improve or establish credit scores. While your scores can be improved by on-time payments, late payments will ruin them.
- Simple application
There are three ways to obtain your loan. First, find the loan request form on their website and fill it out. Based on your location, someone from a local branch will call you.
Secondly, you may call a local branch and complete the loan process on the phone. You’ll then stop by their store to pick up your World Finance payment. Thirdly, you may show up at your nearest branch, discuss your needs in-person, and have your loan customized to your specific requirements.
- Stellar customer service
Many people have had good things to say about the services they received at their local branch. The representatives have been noted for being sensitive to the borrower’s needs, ensuring the customer has all the documents & paperwork to have the loans approved quickly and more. In addition to this World Finance loans review, you can see independent reviews from previous customers on sites like Trust Pilot or BBB.org.
- Personalized products
Despite the company issuing hundreds of loans every day, they prioritize a one-to-one relationship with the people they serve. Their stores are staffed with people from your neighborhood and city who can relate to your situation. They, therefore, tailor the loan products to help you get ahead.
World Finance Loan Requirements
Before applying, you have to meet the basic eligibility requirements such as being at least 18 years or older, a U.S. citizen or permanent resident, and earning some form of income from a regular job, pension benefits, Social Security benefits, etc.
There are also documents required during the closing process such as your driver’s license, recent pay stubs, utility bills, etc. You’ll receive more guidance from your account manager.
Is World Finance Safe and Credible?
The company is credible and has been offering loans consistently for many years. Currently, there is no World Finance Lawsuit in the works.
To get started, check out their website for the loan form, call their support number, or see their homepage to find branches near you.