Prosper
Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States. Since then, Prosper has facilitated more than $14 billion in loans to more than 870,000 people.
Prosper
Prosper
Rates and Fees
9/10
    Speed
    8/10
      Customer service
      7/10
        Overall score
        7.6
        Product description
        Basic requirement to get the loan
        • Debt-to-income ratio below 50%
        • Income greater than $0
        • No bankruptcies filed in the last 12 months
        • Fewer than five credit bureau inquiries within the last 6 months
        • Minimum of three open trades reported on their credit report
        Lender states
        AK, AZ, CA, CO, DC, FL, ID, KS, LA, ME, MD, MH, MI, MS, MT, OK, OR, RI, TX, UT, WI, WY
        Loan term
        36
        -
        60
        Months
        APR up to36%
        Loan amount $
        2000
        - $
        40000
        Time to money5 days
        Online/OfflineOnline
        Funding MethodBank account

        Written by author Luis Diaz Morales Luis Diaz Morales
        Updated: 01/30/2020
        i
        We update loan and lender details (e.g., APR, loan term) as we receive new information from our marketing partners.

        Prosper was founded in 2005 as the first peer-to-peer lending marketplace in the United States.

        Since then, Prosper has facilitated more than $14 billion in loans to more than 870,000 people.

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        This Post Has One Comment

        1. José Rafael Parodi Fernández

          25 Jul 2019 Reply

          I need 1500 dollars, because I want to help to my parents. I need begin my indepent work and will prosper with the time. Thanks so much, Rafael Parodi.

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