Petal® 1 “No Annual Fee” Visa® Credit Card
Credit NeededFair, Bad, Limited, No Credit
Purchase APR22.24% - 31.74% Variable
Intro Purchase APRn/a
Intro Purchase Periodn/a
Balance Transfer APRn/a
Intro BT APRn/a
Intro BT Periodn/a
Cash Advance APRn/a
Balance Transfer Feen/a
Cash Advance Feen/a
Late Payment Fee
Late fees up to $29 for first late payment, $40 for second late payment.
Foreign Transaction Feen/a
Terms and Conditions
- $0 Annual Fee
- Variable APRs range from 22.24% - 31.74%
- $300 - $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- 2% - 10% cash back at select merchants
- See if you're pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC