Progressive
Progressive started its ignition in the auto insurance business in 1937 when Joseph Lewis and Jack Green had the idea of offering basic insurance that anyone could afford.
Progressive Insurance first specialized in nonstandard auto insurance, which led them to launch the Safe Driver Plan in Ohio. This plan offered lower rates to drivers who went without accidents.
Today, Progressive is the third-largest auto insurance company in the United States and a leading seller of commercial auto insurance and motorcycle insurance.
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Average annual rate for good drivers:
$1,892
Average annual rate for drivers with a speeding ticket:
$2,442
Complaint level:
OK
Pros
- Complaints against Progressive about auto insurance are below the industry average
- Has a usage-based insurance option, Snapshot
- Offers rideshare insurance for Uber and Lyft drivers
Cons
- Usually middle of pack when it comes to average national car insurance rates compared to other large insurers
- Auto body shop professionals give Progressive’s collision repair processes a C grade
Details:
Grade from Collision Repair Professionals:
C
Accident Forgiveness:
No
New Car Replacement:
No
Gap Insurance:
Yes
Diminishing Deductible:
Yes
SR-22s:
Yes
Usage-Based Insurance:
Yes
Pay-Per-Mile Insurance:
No
Discounts:
- Multi-policy discount: Do you have multiple policies with Progressives such as home and auto insurance? If so, this discount can save you up to 5%.
- Multi-car discount: Save up to 4% by insuring more than one vehicle on your Progressive auto insurance policy.
- Continuous insurance: If you’ve continuously had an auto insurance policy with no gaps or cancellations, whether it’s with Progressive or another insurance company, you may be eligible for a discount.
- Teen driver discount: Progressive offers discounts for teen drivers on your policy to help offset the cost of adding an inexperienced driver.
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