Erie Insurance

From our modest roots starting in 1925 as a Pennsylvania auto insurer, we've grown to become a multi-line insurance company, offering auto, home, business and life insurance through our network of independent insurance agents. Today, our geographic presence extends to 12 states and the District of Columbia; from New York to North Carolina and from Wisconsin to Tennessee. At ERIE, we adhere to disciplined underwriting, fair pricing and a prudent investment philosophy. These factors have contributed to our ability to earn consistently superior ratings in the insurance industry. The combination of a quality agency force, a commitment to customer service and the financial stability provided by Erie Insurance Group assures our customers that we’ll be there when they need us most.
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4.0
Average annual rate for good drivers:
$747
Average annual rate for drivers with a speeding ticket:
$692
Complaint level:
Higher than Industry Average
Pros
  • Least expensive coverage in our ratings.
  • Offers true-replacement cost as standard.
  • Add-on coverage bundles.
Cons
  • No online quotes.
  • Agent only sales model.
  • Coverage limited to 14 states.
Details:
Grade from Collision Repair Professionals:
C
Accident Forgiveness:
Yes
New Car Replacement:
No
Gap Insurance:
No
Diminishing Deductible:
No
SR-22s:
Yes
Usage-Based Insurance:
No
Pay-Per-Mile Insurance:
No
Discounts:
  • Buying policies for multiple cars or bundling home and auto insurance
  • Safe driving
  • Paying for a year's insurance upfront
  • Owning a car with safety equipment, like airbags
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