Nationwide
Started as a small mutual auto insurance company in 1926, Nationwide has grown into one of the biggest insurance and financial services companies in the world. They are a Fortune 100 company that offers a full range of insurance and financial services across the country. Our products include car, motorcycle, homeowners, pet, farm, life and commercial insurance. We also offer annuities, mutual funds, retirement plans and specialty health services. Nationwide is headquartered in Columbus, Ohio, and serves people across all 50 states.
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Average annual rate for good drivers:
$1,540
Average annual rate for drivers with a speeding ticket:
$1,970
Complaint level:
Very Low
Pros
- Terrific car insurance rates when adding a teen driver to a policy, which is typically very expensive for parents.
- Relatively affordable premiums for drivers with poor credit.
- Offers accident forgiveness, new car replacement and vanishing deductible options to add to your policy.
- Offers usage-based insurance program (SmartRide) for good drivers who want to lower their car insurance rates based on driving habits.
Cons
- High auto insurance rates for drivers who cause an accident with injuries.
- High car insurance premiums for drivers with a DUI.
- Rideshare insurance coverage is not offered.
Details:
Grade from Collision Repair Professionals:
C
Accident Forgiveness:
Yes
New Car Replacement:
Yes
Gap Insurance:
Yes
Diminishing Deductible:
Yes
SR-22s:
Yes
Usage-Based Insurance:
Yes
Pay-Per-Mile Insurance:
Yes
Discounts:
- Multi-policy discount. Bundling your car insurance with a homeowners insurance policy from Nationwide.
- Accident-free discount. If you have an accident-free driving record, you’re eligible for a discount.
- Good student discount. A discount if you have a young driver ages 16 to 24 who has a “B” average or better in high school or college.
- Defensive driving discount. You may be eligible for a discount if you finish a state-approved driver’s safety class. In some instances, this is available only to customers age 55 or older.
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