Suffolk Federal Credit Union Routing Number

When you’re a member of Suffolk Federal Credit Union, you want your financial transactions to be as smooth as a Sunday drive along the coast. One key component of this financial journey is knowing the Suffolk Federal Credit Union Routing Number. In this article, we’ll guide you through the maze of routing numbers, demystify their purpose, and provide you with all the information you need.

What is a Routing Number?

Before we dive into the specifics, let’s cover the basics. A routing number is a nine-digit code assigned to financial institutions in the United States. It’s like a GPS for your money, directing it to the right destination when you make electronic transactions. Suffolk Federal Credit Union has its own unique routing number, which plays a crucial role in ensuring your funds are routed correctly.

The Suffolk Federal Credit Union Routing Number

The routing number for Suffolk Federal Credit Union is 221475590. This nine-digit combination is unique to Suffolk Federal Credit Union and is used for various transactions, including:

• Direct Deposits: When your paycheck lands directly in your account.
• Wire Transfers: When you need to send or receive money from other financial institutions.
• Automatic Bill Payments: Ensuring your bills are paid on time without hassle.

Why You Need to Know Your Routing Number

Understanding and knowing your routing number is essential for various reasons:

1. Direct Deposits: If your employer requires your routing number to set up direct deposits, you’ll need this number handy.
2. Transferring Funds: When you need to transfer money from your Suffolk Federal Credit Union account to another, the routing number is critical to ensure the funds reach their intended destination.
3. Setting Up Bill Payments: For automatic bill payments, like your mortgage or utilities, you’ll need to provide your routing number to make sure the payments are processed accurately and on time.

How to Find Your Routing Number

Locating your routing number is as simple as taking a stroll in the park. Here are a few ways to find it:

1. Check Your Suffolk Federal Checks: Your routing number is typically located on the bottom left corner of your checks. It’s the first nine-digit number.
2. Online Banking: Log in to your Suffolk Federal Credit Union online banking account, and you’ll find your routing number in the account details section.
3. Customer Service: If you’re ever in doubt or can’t access your online banking, don’t hesitate to reach out to Suffolk Federal Credit Union’s friendly customer service. They’ll be more than happy to assist you.

Using Your Routing Number Safely

Your routing number is like the key to your financial kingdom. Keep it secure and share it only with trusted entities. Be cautious of potential scams or phishing attempts. Suffolk Federal Credit Union will never ask you for your routing number via email or phone calls.

In the world of finance, understanding the Suffolk Federal Credit Union routing number is the equivalent of having a reliable GPS. It ensures that your money reaches its intended destination without any detours. By knowing your routing number and how to use it, you can navigate the financial highway with confidence. So, whether you’re setting up direct deposits, transferring funds, or scheduling automatic bill payments, you now have all the information you need to make your financial journey smooth and worry-free.

FAQ

Q1: What is a routing number, and why is it important? A1: A routing number is a nine-digit code unique to your financial institution, like Suffolk Federal Credit Union. It’s essential for directing electronic transactions, such as direct deposits, wire transfers, and automatic bill payments. It ensures that your funds are routed correctly.

Q2: What is the Suffolk Federal Credit Union routing number? A2: The routing number for Suffolk Federal Credit Union is 221475590. You’ll need this number for various financial transactions associated with your account.

Q3: How can I find my routing number? A3: You can find your Suffolk Federal Credit Union routing number in a few ways:

• On your checks: It’s located on the bottom left corner.
• Online banking: Log in to your online banking account and check the account details section.
• Customer service: Reach out to Suffolk Federal Credit Union’s customer service for assistance if needed.

Q4: What transactions require my routing number? A4: Your routing number is crucial for:

• Setting up direct deposits, so your paycheck lands directly in your account.
• Initiating wire transfers to send or receive money from other financial institutions.
• Scheduling automatic bill payments to ensure your bills are paid on time without hassle.

Q5: Is my routing number the same as my account number? A5: No, your routing number is not the same as your account number. Your routing number is used to identify the financial institution, while your account number is unique to your specific account.

Q6: How can I ensure the safety of my routing number? A6: Treat your routing number as you would your personal information. Keep it secure, and only share it with trusted entities. Be cautious of potential scams or phishing attempts. Suffolk Federal Credit Union will never ask for your routing number via email or phone calls.

Q7: What if I have more questions or need assistance? A7: If you have any further questions or need assistance related to your routing number or any other financial matters, don’t hesitate to contact Suffolk Federal Credit Union’s customer service. They are there to help and provide the guidance you need.

Q8: Can I use my routing number for international transactions? A8: No, routing numbers are specific to the United States and are not used for international transactions. For international transfers, you will need a SWIFT code or an IBAN, depending on the country and currency.

Q9: Can I change my routing number if I switch banks or credit unions? A9: Your routing number changes when you change financial institutions. When you open a new account, they will provide you with a new routing number specific to that institution.

Q10: Are there any fees associated with using my routing number for transactions? A10: Typically, Suffolk Federal Credit Union does not charge fees for using your routing number. However, it’s essential to review your account terms and conditions to ensure you’re aware of any potential fees associated with specific transactions.

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References

Routing Number – SUFFOLK FEDERAL CREDIT UNION

https://bank-code.net/routing-numbers/221479397-suffolk-federal-credit-union

Routing Number of Suffolk Federal Credit Un in Medford

https://rtn.one/suffolk-federal-credit-un/ny/221481181

Suffolk Credit Union Routing Number – Banks America

https://banks-america.com/routing-number/suffolk/