|Basic requirement to get the loan|
|APR up to||676%|
|Time to money||Next business day|
|Funding Method||Bank account|
Loan at Last: the Solution to Financial Difficulties
If you’re hunting for a short-term loan without strict requirements, you may try Loan at Last, where you can borrow $200 to $1,000 and repay it in a couple of months.
With a payday or cash loan, you may qualify for up to $1,000. However, the loan due date will be in a couple of weeks or days. If you’re struggling financially, this may be too soon to raise the loan principal and interest. Conversely, you have to borrow a second loan that will definitely drive you into a debt trap.
Designed to solve this problem, installment loans have lower manageable payments. On the downside, they are still as expensive as cash loans. The prudent thing is to only use any small-dollar loan for emergencies like clearing hospital bills, overdue utility bills, etc.
Loanatlast.com Review to Verify a Trustworthy Lender
Fortunately, many customers have left reviews on Loan at Last TrustPilot’s page. As of October 2, 2019, there were 2,729 reviews. The percentage of five-star ratings was 73%, meaning most customers were satisfied. Let’s examine the reasons behind the high customer satisfaction:
Convenient Service with Quick Loan Process
Applying for a Loan at Last will save you time since it’s simple. You might spend just five minutes filling out the loan form. Once they receive your form, you just have to wait for some minutes before receiving an email or phone call informing you of the verdict. Some customers have reported that they were approved in less than 30 minutes.
If you’re approved on a weekday, next day funding applies. For instance, you’ll get your cash by Tuesday if you were approved on Monday. You can also request for “Same-day” funding. Loansatlast.com also has a rescission period in case you change your mind.
Loansatlast.com adheres to the best lending practices as it is required for all members of the Online Lenders Alliance. You also don’t have to worry about your credit score getting hurt when you apply. The loan is pre-approved using details you gave out in the loan form.
The company doesn’t rely on reports from the major credit bureaus, alternatively, they authenticate your details against records in national databases to find out how you interact with lenders.
Top Customer Support
In Loanatlast.com review, Customers have commented on the exceptional support services they have received. So you should feel free to ask any questions before proceeding. Some borrowers have also noted that they got help when they couldn’t fulfill a payment. There were no threatening collection calls.
You’ll be also pleased to discover that LoanatLast has no prepayment penalties. You’re even encouraged to pay higher monthly payments to clear the balance before the due date, which saves you on interest charges.
Is Loan at Last Legit?
The lending company is genuine and this is evidenced by the fact that they have served thousands of borrowers over the years. OLA members adhere to strict standards of conduct and their lending practices must comply with federal regulations. You can spot an OLA member by checking if there is an OLA seal on their website. If you’re looking to get started, the Loan at Last phone number is (844) 363-2288.