Total Visa® Card

9/10

Credit Needed

Fair/Bad Credit

Purchase APR

35.99%*

Annual Fee

$75.00 1st year, $48.00 after*

Intro Purchase APR

35.99%*

Intro Purchase Period

n/a

Balance Transfer APR

n/a

Intro BT APR

n/a

Intro BT Period

n/a

Cash Advance APR

See terms

Balance Transfer Fee

n/a

Cash Advance Fee

Either $10, or 3% of the amount of the Cash Advance, whichever is greater.

Late Payment Fee

Up to $41.00*

Foreign Transaction Fee

See terms

Terms and Conditions

Top Features

Earn 1% cash back rewards on payments made to your Total Credit Card
Checking Account Required
$300 credit limit (subject to available credit)
No security deposit, simply pay a one-time $95 program fee to open your account.*
User friendly Mobile App.
*See Rates, Fees, Costs & Limitations for complete offer details
See Total Card Visa Rewards Programs Terms & Conditions for details