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7.6/10
    Loan term: 24 - 60 Months
    Loan amount: $2000 - $35000
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    5/10
      Loan term: 5 - 36 Months
      Loan amount: $200 - $2600
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      5/10
        Loan term: 24 - 48 Months
        Loan amount: $2000 - $25000
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        5/10
          Loan term: 6 - 60 Months
          Loan amount: $1000 - $10000
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            Loan term: 3 - 18 Months
            Loan amount: $300 - $1500
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            5/10
              Loan term: 4 - 30 Months
              Loan amount: $500 - $2600
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              5/10
                Loan term: 6 - 12 Months
                Loan amount: $100 - $2000
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                5/10
                  Loan term: 4 - 48 Months
                  Loan amount: $155 - $12000
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                  5/10
                    Loan term: 4 - 18 Months
                    Loan amount: $200 - $3500
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                    4.3/10
                      Loan term: 10 Months
                      Loan amount: $200 - $1000
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                      5/10
                        Loan term: 6 - 24 Months
                        Loan amount: $300 - $5000
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                        5/10
                          Loan term: 4 - 30 Months
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                          5/10
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                            6.2/10
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                              5/10
                                Loan term: 42 Months
                                Loan amount: $100 - $5000
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                                5/10
                                  Loan term: 10 Months
                                  Loan amount: $300 - $800
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                                  Optimal loan rate

                                  CashspotUSA created by people, created for people

                                  A PPP abbreviation means Paycheck Protection Program which is a governmental initiative to support business. To participate in the program, you must represent a small business or a non-profit organization with up to 500 employees. Almost forgot: You have to prove that getting a loan is really necessary for your company.

                                  A HELOC (Home Equity Line of Credit) is a loan with an agreed repayment period, in which the borrower's real estate or his share in the real estate is pledged as collateral. In this case, the borrower does not receive the entire amount, as in a conventional loan, but gets access to a credit line, which may be then used at his or her own discretion and in any amount.

                                  In the case of FHA (Federal Housing Administration) loans the minimum acceptable credit score is directly related to the amount of the down payment. If we are talking about a minimum down payment of 3.5% of the property value, your credit score must be 580 or higher. However, if you can make a 10% down payment, the credit score requirement goes down to 500.

                                  A VA loan represents a mortgage loan guaranteed by the Department of Veterans Affairs (VA) of the United States. The program is for veterans, various military personnel currently doing military service in the army, reservists and spouses (provided they do not remarry). It can be used to buy single family houses, condominiums and apartment buildings, as well as for building new houses. You can apply for a VA loan multiple times, as long as you meet the above requirements.

                                  A hard money loan is a specialized type of asset-based lending by which a borrower obtains funds secured by real estate. Hard money loans are usually issued by private investors or companies. As with any other secured loan, the interest rate on such a loan is lower than usual due to the presence of a collateral.

                                  A non recourse loan is a secured loan (in which the collateral is most often real estate) which has a very important feature. If the borrower fails to fulfill his obligations under the loan agreement, he is liable to the lender only to the extent of the collateral, even if its value is less than the amount of the borrower's obligations to the lender.

                                  Of course, it very much depends on the country/state, the type of credit, your credit score, and whether the credit is secured or not. But in the broadest sense, for people with a credit score exceeding 600, an interest rate of 10-20% might be considered as good.


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                                  CashspotUSA reviews

                                  Gwen Wilson

                                  Great platform

                                  I was pleasantly surprised by the service. My application was processed very quickly, literally within one hour. I received clear and understandable credit conditions. In general, thanks for such a convenient platform!

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                                  Easy to navigate and compare...

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                                  Great site with user-friendly interface

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                                  I needed money in a difficult situation and applied for a loan. When got other things on your mind, it is very difficult to pay attention to the nuances in the loan agreement. Because of this, I was very afraid of overpaying a lot. Fortunately, there were no pitfalls in the offer I chose, for which I am very grateful.

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                                  Dorothy Gardner

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                                  Large database of credit offers

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                                  Very nice resource

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                                  Very intuitive and easy to use website! Was choosing between a credit card or a card loan. Anyway, you just set the conditions and obtain a list of offers, from which you choose the one with the minimum overpayment.

                                  Stephen Gerald

                                  Minimum of documents

                                  Maybe, by spending plenty of time I could have found more acceptable lending terms, but on this site everything was done very quickly. It took a minimum of documents, and most importantly, no unnecessary bureaucracy.

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                                  Great assistant for business

                                  Very handy service for business. They found me the offer that suited my needs by all the parameters. All the issues are solved without delay. Technical support is efficient. I'm satisfied with the level of service.

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                                  I applied to several banks, but all of them refused

                                  No one gave me the reasoning. Maybe, there was something wrong with my credit history. Luckily, on this site I was not only helped with consultation, but also quickly picked up and applied for a loan. All I had to do was fill out an application and wait for a response.