Get the access to up to 50 lenders in 1 click
By clicking the button above, you certify that you have read & agreed to our Privacy Notice and Terms and that you agree to receive offers from us and third parties.

Safe and secure

256-bit encryption and SSL technology keep your data secure

Shop with confidence

We protect your personal information

No fees

We’ll never make you pay for using our service

Random offers for you

5/10
    Loan term: 6 - 12 Months
    Loan amount: $300 - $2500
    APR up to: 480.69%
    Time to money: Same day if done before 12pm CT
    Optimal loan rate
    5/10
      Loan term: 1 - 8 Months
      Loan amount: $100 - $5000
      APR up to: 812%
      Time to money: Next business day
      Optimal loan rate
      6.2/10
        Loan term: 6 - 12 Months
        Loan amount: $100 - $2000
        APR up to: 841%
        Time to money: Same day if done before 11:45 EST
        Optimal loan rate
        5/10
          Loan term: 7 - 42 Months
          Loan amount: $300 - $7000
          APR up to: 39%
          Time to money: Same day
          Optimal loan rate
          5/10
            Loan term: 5 - 36 Months
            Loan amount: $200 - $2600
            APR up to: 566%
            Time to money: Next business day
            Optimal loan rate
            7.6/10
              Loan term: 24 - 60 Months
              Loan amount: $2000 - $35000
              APR up to: 35.99%
              Time to money: Next business day
              Optimal loan rate
              5/10
                Loan term: 24 - 60 Months
                Loan amount: $7500 - $40000
                APR up to: 29.99%
                Time to money: 48 hours
                Optimal loan rate
                5.5/10
                  Loan term: 6 Months
                  Loan amount: $200 - $2000
                  APR up to: 890.4%
                  Time to money: Next business day (online), immediately (offline)
                  Optimal loan rate
                  5/10
                    Loan term: 4 - 26 Months
                    Loan amount: $300 - $5000
                    APR up to: 299%
                    Time to money: Next business day
                    Optimal loan rate
                    5/10
                      Loan term: 6 - 60 Months
                      Loan amount: $1000 - $10000
                      APR up to: 155%
                      Time to money: 1 to 3 business days
                      Optimal loan rate
                      5/10
                        Loan term: 7 - 30 Months
                        Loan amount: $100 - $255
                        APR up to: 447%
                        Time to money: Next business day
                        Optimal loan rate
                        5/10
                          Loan term: 6 - 12 Months
                          Loan amount: $100 - $2000
                          APR up to: 841%
                          Time to money: Next business day
                          Optimal loan rate
                          6.9/10
                            Loan term: 3 - 18 Months
                            Loan amount: $100 - $1500
                            APR up to: 795%
                            Time to money: Next business day
                            Optimal loan rate
                            5/10
                              Loan term: 42 Months
                              Loan amount: $100 - $5000
                              APR up to: 680.7%
                              Time to money: Next business day or instantly at a store
                              Optimal loan rate
                              5/10
                                Loan term: 1 - 30 Months
                                Loan amount: $100 - $5000
                                APR up to: 780%
                                Time to money: Next business day
                                Optimal loan rate
                                7.6/10
                                  Loan term: 36 - 60 Months
                                  Loan amount: $2000 - $40000
                                  APR up to: 36%
                                  Time to money: 5 days
                                  Optimal loan rate

                                  CashspotUSA created by people, created for people

                                  A loan disclosure is a document or set of documents in which the lender is required to set out all of the terms and conditions of the loan you applied of (including any additional fees, charges, insurances, etc.) in a completely transparent manner and describe all details of the handling and use of funds and data.

                                  Broadly speaking, a lender or a creditor is a loan provider, that is a person or legal entity giving funds to a borrower on the condition that they will be returned within a certain period of time and in a certain amount. The basis on which the borrower must satisfy the creditor is the contract, which specifies all the conditions under which the creditor provides the funds to the borrower. The lender has the option of assigning a loan to another person. In such a case, however, he or she must notify the borrower.

                                  The repayment period is one of the key issues when choosing an offer. Without going into detail, it depends entirely on the type of loan, the terms and conditions specified in the agreement, as well as on how regularly you will repay the loan. In addition, some loans can be repaid before the maturity date, while in others prescheduled repayment is strictly punishable by creditors.

                                  A VA loan represents a mortgage loan guaranteed by the Department of Veterans Affairs (VA) of the United States. The program is for veterans, various military personnel currently doing military service in the army, reservists and spouses (provided they do not remarry). It can be used to buy single family houses, condominiums and apartment buildings, as well as for building new houses. You can apply for a VA loan multiple times, as long as you meet the above requirements.

                                  Before taking out a consumer loan, it is worth calculating all the interest and overpayments in advance, so that you understand the acceptability of the loan offer before applying. This way you will know in advance how much you will need to pay each month to repay the loan. Loan payments are most often calculated using two payment schemes: annuity and differential. Which of them is applied in a particular proposal is specified in the loan agreement. Knowing the formula of a particular scheme, you can calculate the amount of the monthly payment and know in advance its full amount with all the overpayments. In rare cases, a bank offers to choose the scheme.

                                  The main difference is that with a conventional loan the borrower is required to pay mortgage insurance only if the down payment is less than 20%, and with FHA (Federal Housing Administration) mortgage insurance is paid regardless of the size of the down payment. There is also a difference in the maximum loan amount.

                                  In lending industry, subprime loan means lending to individuals who have difficulties with meeting repayment schedules or other key terms of the loan agreement. Borrowers with a FICO score below 600 are usually considered subprime, although this threshold changes over time and other criteria are added to it.

                                  A loan margin is defined as the difference between the appraised value of a product or service and the amount of the loan issued by the bank for the purchase of that product or service. These two figures are fixed in the loan agreement at the time a borrower applies for a loan.

                                  Principal debt is the money that the client receives directly from the lender to solve the tasks of the loan. It does not include interest, penalties in case of late repayment, other types of charges due to changes in the terms of the agreement. When the contract is signed, payment requirements are spelled out. Borrowers usually make monthly payments in equal installments. The fee includes the body of the loan, bank interest and other payments that are part of the principal amount owed to the bank.

                                  A finance charge on a loan is the sum of all interest and other charges and costs, including one-time charges, that the borrower will pay over the life of the loan agreement, that is, from the time the loan is signed until the last payment is made and the loan is closed. Thus, a finance charge on a loan includes not only the interest rate, but also origination fees and insurance.

                                  Loan default is a default on a loan agreement, i.e. failure to timely pay interest or principal on a debt obligation or under the terms of a bond issue agreement. Consequently, a person who defaults on a loan is considered a loan defaulter. Penalties for loan defaults are applied according to the type of loan and the specific terms of the contract.

                                  Most companies try to maintain a positive reputation in the market and conduct a transparent lending policy. However, there are some that are interested only in increasing profits. Often under the guise of favorable programs they use hidden fees, additional commissions and unreasonable fines, which lead customers to a debt pit. There are many parameters that may underline such companies. Among the main ones are the following: solvency and sufficient liquidity reserve, size and structure of equity capital, quality of the loan portfolio, information on the management, reputation and information transparency. You should also check for information on the company at Better Business Bureau and similar resources.

                                  A loan pre-approval is an agreement in principle by a particular lender to lend a specified amount to a particular borrower on exact terms and conditions. In fact, a loan pre-approval is a preliminary stage prior to the lender's final approval and signing of the loan agreement.

                                  Credit is an economic contractual relationship in which one party receives money, goods or property from the other party, not prohibited by the relevant legislation, and promises to provide reimbursement (payment) or return the resources in the future. In fact, credit is the legal formulation of an economic obligation.


                                  Have you searched for prime loan rate? We have a lot of lenders for you. For example, Big Picture Loans offers the amount $200 - $3500 on the terms 4 - 18 months and get the solution in next business day. You can submit a request and get a quick response. When you are looking for prime loan rate today, it is important for you to know the terms of different lenders. In case of you need prime rate loan definition you can look another offers, we have 43 companies that can give you a loan. One of them is Upgrade. When you need prime rate loan inc it offers a $1000 - $50000 on the terms of 36 - 60 months and get a solution next business day.

                                  Safe and secure

                                  256-bit encryption and SSL technology keep your data secure

                                  Shop with confidence

                                  We protect your personal information

                                  No fees

                                  We’ll never make you pay for using our service

                                  Limited risk comparison

                                  We help you find a lender that suits your needs

                                  Prime rate loan

                                  • ✅ Prime rate loan - in Cashspotusa
                                  • ✅ Loans online!
                                  • ✅ Prime rate loan

                                  How it Works

                                  1. Contact Us

                                  Apply online, in one of our stores or give us a call now.

                                  2. Get Approved

                                  Get fast approval with the customer service you deserve.

                                  3. Get Your Cash

                                  Cash in hand or in your bank account the same day.

                                  CashspotUSA reviews

                                  Sandra Goldman

                                  Great website

                                  I needed to take out a consumer loan, but didn't know exactly how to do it with minimum losses. I found all the information I needed on this website. User-friendly interface and a huge number of offers are definitely worse noting. Great website!

                                  Set Benson

                                  Excellent service

                                  On the significant plus are good interest rates and normal attitude to delinquency. I took a loan a couple of times, both times I was satisfied, no delays, the money came immediately as expected. In general, everything went smoothly.

                                  Patrick Jones

                                  Convenient credit service

                                  Helped me find a good loan deal. Many filters plus there are reviews on each of the positions, allowing you to sift out unreliable options. Probably not all banks are represented here, and there's not much information about some of them. But that's not critical. Overall, I do recommend it.

                                  Iron Gilson

                                  Convenient loan marketplace

                                  The site is very convenient as it helps you find even a free credit. I needed a small amount of money urgently before my paycheck. Filled out an application stating the basic requirements and received a list of offers. The money was really transferred to my card right upon a minute. The credit period was small, so I got almost no overpayment.

                                  Jose Garcia

                                  Helped me even with a bad credit history

                                  Thanks to this service, I managed to get the necessary amount of money even with a poor credit history, moreover, on quite favorable terms and with a good credit rate. I am pleasantly surprised and will definitely recommend it to my friends and relatives.

                                  Debbie Harris

                                  Interesting credit offers

                                  Very intuitive and easy to use website! Was choosing between a credit card or a card loan. Anyway, you just set the conditions and obtain a list of offers, from which you choose the one with the minimum overpayment.

                                  Gareth Fulton

                                  Helped me out with my vacation

                                  I was let down with the payment for the finished project, and I already had a grand trip to Portugal coming up. I did not want to cancel the flight, so I gave up on everything and took a loan. As a result, I had a great vacation and didn't overpay much thanks to the best deal.

                                  Dorothy Gardner

                                  Totally satisfied

                                  I managed to get a loan with a very favorable interest rate. I had absolutely zero credit history and many banks rejected me for that reason. Here I quickly found several options. Gonna use it in the future.

                                  Alan Roberts

                                  Was surfing the Internet looking for money...

                                  I was searching for a loan for my small business and opted for this resource. Without difficulty I found the most favorable conditions. Easy navigation. All the information on the banks for comparison provided. Competent and professional resource.

                                  Elsie Eddington

                                  Helped with money to move

                                  Took a loan, as in a short time needed a certain amount of money to move to another city. I found this website and chose the best option available. The loan was approved in a day. Very happy with the result.

                                  Ellison King

                                  Large database of credit offers

                                  Thanks to this service I managed to find and arrange a loan on the conditions suitable for me. The site is very handy and has a large database. Everything runs fast and easy to understand. Saved a lot of effort, time and money.

                                  Cheryl Jackson

                                  Needed money urgently...

                                  I needed money right away, so I took a loan to pay for a new TV. The interest rate was acceptable to me, the loan was approved in just a couple of hours. A huge plus is that I could send several applications to various banks at once. Finally, got no problems with the loan.