Get the access to up to 50 lenders in 1 click
By clicking the button above, you certify that you have read & agreed to our Privacy Notice and Terms and that you agree to receive offers from us and third parties.

Safe and secure

256-bit encryption and SSL technology keep your data secure

Shop with confidence

We protect your personal information

No fees

We’ll never make you pay for using our service

Random offers for you

5/10
    Loan term: 7 Months
    Loan amount: $100 - $1000
    APR up to: 830%
    Time to money: Next business day
    Optimal direct lender
    5/10
      Loan term: 9 - 36 Months
      Loan amount: $1000 - $4000
      APR up to: 199%
      Time to money: Next business day
      Direct lender
      5/10
        Loan term: 6 - 60 Months
        Loan amount: $1000 - $10000
        APR up to: 155%
        Time to money: 1 to 3 business days
        Optimal direct lender
        5/10
          Loan term: 4 - 24 Months
          Loan amount: $100 - $1500
          APR up to: 720%
          Time to money: Next business day
          Direct lender
          6.9/10
            Loan term: 3 - 18 Months
            Loan amount: $100 - $1500
            APR up to: 795%
            Time to money: Next business day
            Optimal direct lender
            5/10
              Loan term: 6 Months
              Loan amount: $300 - $1000
              APR up to: 780%
              Time to money: Next business day
              Direct lender
              5/10
                Loan term: 1 - 30 Months
                Loan amount: $100 - $5000
                APR up to: 780%
                Time to money: Next business day
                Optimal direct lender
                5/10
                  Loan term: 12 - 24 Months
                  Loan amount: $500 - $5000
                  APR up to: 275%
                  Time to money: Next business day
                  Direct lender
                  7.6/10
                    Loan term: 36 - 60 Months
                    Loan amount: $2000 - $40000
                    APR up to: 36%
                    Time to money: 5 days
                    Optimal direct lender
                    5/10
                      Loan term: 6 - 12 Months
                      Loan amount: $300 - $2500
                      APR up to: 480.69%
                      Time to money: Same day if done before 12pm CT
                      Direct lender
                      5/10
                        Loan term: 10 Months
                        Loan amount: $300 - $800
                        APR up to: 490%
                        Time to money: Next business day
                        Optimal direct lender
                        4.3/10
                          Loan term: 10 Months
                          Loan amount: $200 - $1000
                          APR up to: 676%
                          Time to money: Next business day
                          Direct lender
                          5/10
                            Loan term: 4 - 18 Months
                            Loan amount: $200 - $3500
                            APR up to: 699%
                            Time to money: Next business day
                            Optimal direct lender
                            5/10
                              Loan term: 7 - 30 Months
                              Loan amount: $100 - $255
                              APR up to: 447%
                              Time to money: Next business day
                              Direct lender
                              5/10
                                Loan term: 4 - 48 Months
                                Loan amount: $155 - $12000
                                APR up to: 179%
                                Time to money: Same day
                                Optimal direct lender
                                5/10
                                  Loan term: 6 - 12 Months
                                  Loan amount: $100 - $2000
                                  APR up to: 841%
                                  Time to money: Next business day
                                  Direct lender

                                  CashspotUSA created by people, created for people

                                  A monthly payment consists of a payment of principal and accrued interest. The principal to interest ratio may vary. If a borrower is delinquent, penalties and late payment charges may be added to the payment. There are two ways to calculate a loan: annuity and differential. To calculate the approximate amount of the payment before the loan is taken out, all you need to know is the loan amount, the interest rate and the term of the loan. It is important to consider that in fact the loan may include a number of other payments, such as for insurance or informing about the transactions. This will be specified in the loan agreement. And in general to calculate the monthly payment you can always use a loan calculator.

                                  First of all, it all depends on what type of credit you are interested in and for which exact amount you are expecting. The requirements will vary depending on the particular loan provider, as well as the specifics of state or national lending laws. In general, though, it's usually a set of documents proving your identity and source of income, as well as your ownership of the collateral.

                                  Most companies try to maintain a positive reputation in the market and conduct a transparent lending policy. However, there are some that are interested only in increasing profits. Often under the guise of favorable programs they use hidden fees, additional commissions and unreasonable fines, which lead customers to a debt pit. There are many parameters that may underline such companies. Among the main ones are the following: solvency and sufficient liquidity reserve, size and structure of equity capital, quality of the loan portfolio, information on the management, reputation and information transparency. You should also check for information on the company at Better Business Bureau and similar resources.

                                  The minimum amount of down payment for a conventional loan is 3% of the loan amount. However, as a rule, this figure is higher, because credit history and other factors are taken into account, which increase the risks for the lender and require appropriate compensation.

                                  Broadly speaking, a lender or a creditor is a loan provider, that is a person or legal entity giving funds to a borrower on the condition that they will be returned within a certain period of time and in a certain amount. The basis on which the borrower must satisfy the creditor is the contract, which specifies all the conditions under which the creditor provides the funds to the borrower. The lender has the option of assigning a loan to another person. In such a case, however, he or she must notify the borrower.

                                  A payday lender is a lending institution that specializes in reviewing applications and issuing payday loans. As a rule, we are talking about microfinance organizations that offer unsecured short-term loans at high interest rates.

                                  Although the term has a rather wide range of meanings, in general, discount points are additional fees charged by the lender when issuing a loan. Through this fee in favor of the lender, the borrower is entitled to expect an appropriate reduction in the interest rate on the loan. In each case, the borrower should carefully evaluate whether it is advantageous to pay more as an upfront fee but receive a lower interest rate for the entire term of the loan, or to choose a higher interest rate with a lower down payment.


                                  Have you searched for parent direct plus loan denied? We have a lot of lenders for you. For example, Blue Trust Loans offers the amount $100 - $2000 on the terms 6 - 12 months and get the solution in same day if done before 11:45 est. You can submit a request and get a quick response. When you are looking for pay day direct lenders, it is important for you to know the terms of different lenders. In case of you need pay day lenders direct you can look another offers, we have 43 companies that can give you a loan. One of them is Great Plains Lending. When you need pay day loan direct it offers a $100 - $3000 on the terms of 4 - 30 months and get a solution next business day.

                                  Safe and secure

                                  256-bit encryption and SSL technology keep your data secure

                                  Shop with confidence

                                  We protect your personal information

                                  No fees

                                  We’ll never make you pay for using our service

                                  Limited risk comparison

                                  We help you find a lender that suits your needs

                                  Pay day direct loans

                                  • ✅ Pay day direct loans - in Cashspotusa
                                  • ✅ Loans online!
                                  • ✅ Pay day direct loans

                                  How it Works

                                  1. Contact Us

                                  Apply online, in one of our stores or give us a call now.

                                  2. Get Approved

                                  Get fast approval with the customer service you deserve.

                                  3. Get Your Cash

                                  Cash in hand or in your bank account the same day.

                                  CashspotUSA reviews

                                  Rosalyn Smith

                                  Professionals

                                  Everything was arranged quickly and without any problems! Although I needed a very small amount and could go straight to any bank, I saved a lot of time and got all the offers with a convenient comparison option.

                                  Noah Thomas

                                  Very satisfied with the service.

                                  I'm very satisfied with the service. I've used it more than once and each time everything was just perfect. Thanks to it, I was able to find a company that provides the right amount of money for a certain period of time. The conditions were excellent, the confirmation process is fast, and the interest rate is favorable.

                                  Gareth Fulton

                                  Helped me out with my vacation

                                  I was let down with the payment for the finished project, and I already had a grand trip to Portugal coming up. I did not want to cancel the flight, so I gave up on everything and took a loan. As a result, I had a great vacation and didn't overpay much thanks to the best deal.

                                  Shelley Derrick

                                  No pitfalls

                                  I needed money in a difficult situation and applied for a loan. When got other things on your mind, it is very difficult to pay attention to the nuances in the loan agreement. Because of this, I was very afraid of overpaying a lot. Fortunately, there were no pitfalls in the offer I chose, for which I am very grateful.

                                  Dorothy Gardner

                                  Totally satisfied

                                  I managed to get a loan with a very favorable interest rate. I had absolutely zero credit history and many banks rejected me for that reason. Here I quickly found several options. Gonna use it in the future.

                                  Jose Garcia

                                  Helped me even with a bad credit history

                                  Thanks to this service, I managed to get the necessary amount of money even with a poor credit history, moreover, on quite favorable terms and with a good credit rate. I am pleasantly surprised and will definitely recommend it to my friends and relatives.