The Owner’s Rewards Card by M1

9.2/10
    Credit Needed
    -
    Purchase APR
    See terms and conditions
    Annual Fee
    See terms and conditions
    Intro Purchase APR
    n/a
    Intro Purchase Period
    n/a
    Balance Transfer APR
    n/a
    Intro BT APR
    n/a
    Intro BT Period
    n/a
    Cash Advance APR
    See terms and conditions
    Balance Transfer Fee
    n/a
    Cash Advance Fee
    See terms and conditions
    Late Payment Fee
    See terms and conditions
    Foreign Transaction Fee
    See terms and conditions
    Terms and Conditions
    Marketing Bullets
    Earn up to 10% cash back* with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.
    Integrate even more of your financial life in one place, while helping you grow and maximize your wealth with everyday transactions Visa Signature® benefits including Zero liability, exclusive experiences, and more $95 credit card annual fee waived for active M1 plus members.
    Your first year of M1 Plus is free-a $125 value! Get exclusive features and discounts to help you build your wealth.

    Required disclosures

    Any time the card is mentioned
    Not available for US territory residents. Owner's Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.
    When Spend checking is mentioned
    M1 Spend is a wholly-owned operating subsidiary of M1 Holdings Inc. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.
    When Borrow is mentioned
    Brokerage products are offered by M1 Finance  LLC, Member FINRA/ SIPC. All investing involves risk, including the risk of losing the money you invest, borrowing on margin adds to those risks Rates may vary.
    When a feature of the card, such as percentage cash back, is mentioned
    Review Cardholder Agreement and Rewards Terms for important information about the Owner's Rewards Card by M1. The following should be linked when clickable links are possible: Cardholder Agreement - https://static.deserve.com/resources/CHA/The+Owner's+Rewards+Card+by+M1+Terms+%26+Conditions.pdf
    Re wards Terms - https://m1-productionagreements.s3.amazonaws.com/credit-carddocuments/Owners_Rewards_Program_Terms_Sept_2021.pdf?versionId=2kt0CIcGECGjtShrR5Zv482NqXIBPAZO
    1.5%-10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month.
    When a specific ticker, company, or logo is referenced for Owner's Rewards
    For informational purposes only and not a trade recommendation. All product and company names are trademarks or registered trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
    When Investing related to the card is mentioned
    All investing involves risk, including the risk of loss. Brokerage products are offered by M1 Finance  LLC, Member FINRA/ SIPC.
    When M1 Plus is mentioned
    M1 Plus is a $125 annual subscription offering products and services from M1 Spend  LLC and M1 Finance LLC, both wholly owned, separate but affiliated subsidiaries of M1 Holdings Inc.

    Leave a Reply