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5/10
    Loan term: 12 - 18 Months
    Loan amount: $500 - $2500
    APR up to: 787%
    Time to money: Next business day
    5/10
      Loan term: 3 - 18 Months
      Loan amount: $300 - $1500
      APR up to: 795%
      Time to money: Next business day
      6.9/10
        Loan term: 3 - 18 Months
        Loan amount: $100 - $1500
        APR up to: 795%
        Time to money: Next business day
        5/10
          Loan term: 24 - 48 Months
          Loan amount: $2000 - $25000
          APR up to: 35.99%
          Time to money: Next business day
          7.6/10
            Loan term: 24 - 60 Months
            Loan amount: $2000 - $35000
            APR up to: 35.99%
            Time to money: Next business day
            5/10
              Loan term: 7 Months
              Loan amount: $100 - $1000
              APR up to: 830%
              Time to money: Next business day
              5/10
                Loan term: 6 - 24 Months
                Loan amount: $300 - $5000
                APR up to: 739%
                Time to money: Next business day
                5/10
                  Loan term: 6 - 60 Months
                  Loan amount: $1000 - $10000
                  APR up to: 155%
                  Time to money: 1 to 3 business days
                  4.3/10
                    Loan term: 10 Months
                    Loan amount: $200 - $1000
                    APR up to: 676%
                    Time to money: Next business day
                    6/10
                      Loan term: 6 Months
                      Loan amount: $400 - $2500
                      APR up to: 795%
                      Time to money: Next business day
                      5/10
                        Loan term: 1 - 30 Months
                        Loan amount: $100 - $5000
                        APR up to: 780%
                        Time to money: Next business day
                        7.3/10
                          Loan term: 6 - 24 Months
                          Loan amount: $100 - $3500
                          APR up to: 474.51%
                          Time to money: Same day if done before 10:30am CT
                          5/10
                            Loan term: 4 - 30 Months
                            Loan amount: $100 - $3000
                            APR up to: 449%
                            Time to money: Next business day
                            5/10
                              Loan term: 6 - 12 Months
                              Loan amount: $300 - $2500
                              APR up to: 480.69%
                              Time to money: Same day if done before 12pm CT
                              5/10
                                Loan term: 10 Months
                                Loan amount: $300 - $800
                                APR up to: 490%
                                Time to money: Next business day
                                5/10
                                  Loan term: 4 - 48 Months
                                  Loan amount: $155 - $12000
                                  APR up to: 179%
                                  Time to money: Same day

                                  CashspotUSA created by people, created for people

                                  A secured loan is a loan that is secured by some assets. The asset is actually the security for the loan. Security is necessary because the amount in the case of a secured loan is usually high. The security helps the creditor to remain secured in the process of repaying the money owed. And that is why it is called a secured loan. Because of the fact that the creditor is secured, he or she may rest assured about the funds, even if the amount is huge. As a result, an interest rate for secured loans is much lower than for unsecured ones.

                                  A loan recast is the payment of a fixed amount during the term of the loan agreement aimed to cover the principal of the loan so as to reduce subsequent monthly payments for the remainder of the term of the agreement. Generally, a loan recast is used in mortgage lending by people who suddenly received a large sum of money (e.g., an inheritance).

                                  A loan pre-approval is an agreement in principle by a particular lender to lend a specified amount to a particular borrower on exact terms and conditions. In fact, a loan pre-approval is a preliminary stage prior to the lender's final approval and signing of the loan agreement.

                                  Loan security is a mechanism for guaranteeing the repayment of a loan, which protects the rights of the creditor. A borrower can leave some tangible assets (such as a car or real estate) as security for a loan, which then becomes a secured debt to the creditor who issues the loan. Thus, the loan is secured, and if the borrower defaults, the creditor takes possession of the asset used as its security.

                                  Of course, it very much depends on the country/state, the type of credit, your credit score, and whether the credit is secured or not. But in the broadest sense, for people with a credit score exceeding 600, an interest rate of 10-20% might be considered as good.

                                  Before taking out a consumer loan, it is worth calculating all the interest and overpayments in advance, so that you understand the acceptability of the loan offer before applying. This way you will know in advance how much you will need to pay each month to repay the loan. Loan payments are most often calculated using two payment schemes: annuity and differential. Which of them is applied in a particular proposal is specified in the loan agreement. Knowing the formula of a particular scheme, you can calculate the amount of the monthly payment and know in advance its full amount with all the overpayments. In rare cases, a bank offers to choose the scheme.

                                  A loan to value ratio is an indicator determined by dividing a loan amount by the value of the assets or property for the purchase of which the loan is taken. In simple terms, a loan to value ratio (LTV) shows what share in the cost of the property to be purchased on credit represents the loan. LTV exceeding 80% is considered to be one that is associated with higher risks, so lenders usually force the borrower to insure such a loan.


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                                  CashspotUSA reviews

                                  Rosalyn Smith

                                  Professionals

                                  Everything was arranged quickly and without any problems! Although I needed a very small amount and could go straight to any bank, I saved a lot of time and got all the offers with a convenient comparison option.

                                  Patrick Jones

                                  Convenient credit service

                                  Helped me find a good loan deal. Many filters plus there are reviews on each of the positions, allowing you to sift out unreliable options. Probably not all banks are represented here, and there's not much information about some of them. But that's not critical. Overall, I do recommend it.

                                  Jamie Chesterton

                                  The easiest loans possible

                                  I like the interface of the website, everything is intuitive. Can apply for a loan in just few clicks. Will absolutely come back here if I need another loan.

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                                  Great website

                                  I needed to take out a consumer loan, but didn't know exactly how to do it with minimum losses. I found all the information I needed on this website. User-friendly interface and a huge number of offers are definitely worse noting. Great website!

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                                  Pretty nice service

                                  Pretty nice service via which I found and applied for a loan on fairly good terms. I would like to mention the high level of service and the speed of processing my application.

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                                  Totally satisfied

                                  I managed to get a loan with a very favorable interest rate. I had absolutely zero credit history and many banks rejected me for that reason. Here I quickly found several options. Gonna use it in the future.