Get the access to up to 50 lenders in 1 click
By clicking the button above, you certify that you have read & agreed to our Privacy Notice and Terms and that you agree to receive offers from us and third parties.

Safe and secure

256-bit encryption and SSL technology keep your data secure

Shop with confidence

We protect your personal information

No fees

We’ll never make you pay for using our service

Random offers for you

5/10
    Loan term: 6 - 12 Months
    Loan amount: $100 - $2000
    APR up to: 841%
    Time to money: Next business day
    Optimal bad credit loan lender
    5/10
      Loan term: 4 - 48 Months
      Loan amount: $155 - $12000
      APR up to: 179%
      Time to money: Same day
      Optimal lender for bad credit history
      7.6/10
        Loan term: 36 - 60 Months
        Loan amount: $2000 - $40000
        APR up to: 36%
        Time to money: 5 days
        Optimal bad credit loan lender
        5/10
          Loan term: 6 Months
          Loan amount: $300 - $1000
          APR up to: 780%
          Time to money: Next business day
          Optimal lender for bad credit history
          5/10
            Loan term: 6 - 12 Months
            Loan amount: $300 - $2500
            APR up to: 480.69%
            Time to money: Same day if done before 12pm CT
            Optimal bad credit loan lender
            5/10
              Loan term: 3 - 18 Months
              Loan amount: $300 - $1500
              APR up to: 795%
              Time to money: Next business day
              Optimal lender for bad credit history
              5/10
                Loan term: 4 - 30 Months
                Loan amount: $100 - $3000
                APR up to: 449%
                Time to money: Next business day
                Optimal bad credit loan lender
                7.3/10
                  Loan term: 6 - 24 Months
                  Loan amount: $100 - $3500
                  APR up to: 474.51%
                  Time to money: Same day if done before 10:30am CT
                  Optimal lender for bad credit history
                  5/10
                    Loan term: 10 Months
                    Loan amount: $300 - $800
                    APR up to: 490%
                    Time to money: Next business day
                    Optimal bad credit loan lender
                    5/10
                      Loan term: 9 - 36 Months
                      Loan amount: $1000 - $4000
                      APR up to: 199%
                      Time to money: Next business day
                      Optimal lender for bad credit history
                      5/10
                        Loan term: 10 Months
                        Loan amount: $300 - $1000
                        APR up to: 725%
                        Time to money: Next business day
                        Optimal bad credit loan lender
                        5/10
                          Loan term: 12 - 18 Months
                          Loan amount: $500 - $2500
                          APR up to: 787%
                          Time to money: Next business day
                          Optimal lender for bad credit history
                          5/10
                            Loan term: 4 - 18 Months
                            Loan amount: $200 - $3500
                            APR up to: 699%
                            Time to money: Next business day
                            Optimal bad credit loan lender
                            5/10
                              Loan term: 4 - 30 Months
                              Loan amount: $500 - $2600
                              APR up to: 349%
                              Time to money: Same day if done before 10:30am CT
                              Optimal lender for bad credit history
                              5/10
                                Loan term: 7 - 30 Months
                                Loan amount: $100 - $255
                                APR up to: 447%
                                Time to money: Next business day
                                Optimal bad credit loan lender
                                5/10
                                  Loan term: 7 Months
                                  Loan amount: $100 - $1000
                                  APR up to: 830%
                                  Time to money: Next business day
                                  Optimal lender for bad credit history

                                  CashspotUSA created by people, created for people

                                  A conventional loan is a type of mortgage, the peculiarity of which is the absence of state guarantees. On the one hand, it can be considered a certain disadvantage, but on the other hand, the non-participation of the state makes the terms of the loan much more flexible.

                                  A jumbo loan is a mortgage that exceeds a certain limit set by the U.S. government. It should be noted that the specific value for a loan to be called jumbo varies for each state, mortgage type, and year. For example, in 2021, the limit on an FHA loan for a single-family property in many states is $548,250.

                                  A personal unsecured loan is a personal loan issued by a lender without any collateral from the borrower's side. Of course, unsecured loans are accompanied by an increased risk of the borrower's default, so the interest rate is much higher and the maximum loan amount is much lower than for secured loans.

                                  Although the term has a rather wide range of meanings, in general, discount points are additional fees charged by the lender when issuing a loan. Through this fee in favor of the lender, the borrower is entitled to expect an appropriate reduction in the interest rate on the loan. In each case, the borrower should carefully evaluate whether it is advantageous to pay more as an upfront fee but receive a lower interest rate for the entire term of the loan, or to choose a higher interest rate with a lower down payment.

                                  The Grad Plus (Graduate PLUS) loan is a type of Federal educational loan granted by the US Department of Education for the purposes of further training and professional development. The specifics of this loan are that it is issued directly by the U.S. government and involves a low fixed interest rate. In order to be able to apply for the Grad Plus loan, one must be a citizen or a permanent resident of the USA.

                                  Most companies try to maintain a positive reputation in the market and conduct a transparent lending policy. However, there are some that are interested only in increasing profits. Often under the guise of favorable programs they use hidden fees, additional commissions and unreasonable fines, which lead customers to a debt pit. There are many parameters that may underline such companies. Among the main ones are the following: solvency and sufficient liquidity reserve, size and structure of equity capital, quality of the loan portfolio, information on the management, reputation and information transparency. You should also check for information on the company at Better Business Bureau and similar resources.

                                  A HELOC (Home Equity Line of Credit) is a loan with an agreed repayment period, in which the borrower's real estate or his share in the real estate is pledged as collateral. In this case, the borrower does not receive the entire amount, as in a conventional loan, but gets access to a credit line, which may be then used at his or her own discretion and in any amount.


                                  Have you searched for loans for very bad credit direct lenders? We have a lot of lenders for you. For example, LendingPoint offers the amount $2000 - $25000 on the terms 24 - 48 months and get the solution in next business day. You can submit a request and get a quick response. When you are looking for loans for very bad credit direct lenders on benefits, it is important for you to know the terms of different lenders. In case of you need loans for very bad credit history you can look another offers, we have 43 companies that can give you a loan. One of them is Avant. When you need loans for very bad credit score it offers a $2000 - $35000 on the terms of 24 - 60 months and get a solution next business day.

                                  Safe and secure

                                  256-bit encryption and SSL technology keep your data secure

                                  Shop with confidence

                                  We protect your personal information

                                  No fees

                                  We’ll never make you pay for using our service

                                  Limited risk comparison

                                  We help you find a lender that suits your needs

                                  Loans for very bad credit direct lenders only

                                  • ✅ Loans for very bad credit direct lenders only - in Cashspotusa
                                  • ✅ Loans online!
                                  • ✅ Loans for very bad credit direct lenders only

                                  How it Works

                                  1. Contact Us

                                  Apply online, in one of our stores or give us a call now.

                                  2. Get Approved

                                  Get fast approval with the customer service you deserve.

                                  3. Get Your Cash

                                  Cash in hand or in your bank account the same day.

                                  CashspotUSA reviews

                                  Cameron Conors

                                  No problems at all!

                                  What I liked most is that this service doesn't go wrong with words and deeds. I took a loan with no problems at all! My application was submitted and processed very quickly, all the offers were convenient to evaluate and compare.

                                  Lally Harris

                                  I recommend!

                                  Great service! Used it for the first time a couple of days ago to find the best conditions for a microcredit. Everything is very useful and informative. I do recommend it!

                                  Lilly Creighton

                                  Easy real time comparison

                                  I used this site and was very satisfied. Found the best loan option. Service really helps evaluate and compare credit offers, allowing you to choose the best one in real time.

                                  Rosalyn Smith

                                  Professionals

                                  Everything was arranged quickly and without any problems! Although I needed a very small amount and could go straight to any bank, I saved a lot of time and got all the offers with a convenient comparison option.

                                  Ellison King

                                  Large database of credit offers

                                  Thanks to this service I managed to find and arrange a loan on the conditions suitable for me. The site is very handy and has a large database. Everything runs fast and easy to understand. Saved a lot of effort, time and money.

                                  Kiel Davis

                                  Fast, transparent and reliable

                                  Great service for getting an emergency loan. No extra red tape and great lending options. This is my third time using the service and I like it so far.